When you have been injured by someone else’s carelessness, it is important to take some initial steps toward making sure your claim can be settled as fairly and quickly as possible:

•Write down everything you can remember about how the injury occurred, including names, addresses and phone numbers of potential witnesses, police officers, insurance company representatives (or company or workers’ compensation representatives if it was a work injury)

•Talk to an Indiana personal injury lawyer before making any statements, written or verbal, to insurance company adjusters or representatives

•Let anyone you think may be responsible for the injury know right away that you are intending to file a claim against them

•Take steps to protect any evidence you may need to prove your injury, such as your totaled car, photographs of an accident or injury scene, clothing you were wearing, damaged personal belongings and so forth

How Do I Figure Out Who Is At Fault?

In most cases, in order to collect on an injury claim in Indiana, you must prove the person who caused the injury was “negligent,” which is a failure to exercise ordinary care.

In Indiana, you must prove:

•The existence of a duty owed to you by the person who caused your injury

•The other person failed to carry out the duty they owed you

•You suffered damages

•The other person’s failure caused you to have the injury

If you were careless, and your carelessness contributed to your injury, the amount you can recover will be reduced in proportion to your carelessness under Indiana comparative negligence law. If you are found to have been more careless than the other person, however, then you will not be able to recover anything for your damages.
If you have been injured using a consumer product, the seller of the product may be responsible under a “products liability” legal theory.

Under Indiana law, you would need to prove that:

•The product was defective and unreasonably dangerous

•The defect caused your injury

•You suffered damages

•The product reached you without substantial change from when it was sold

•The seller usually sells the product, and should have foreseen that you would be the type of person who would buy it or use it

What Is My Claim Worth?

Under Indiana law, the person who injured you is responsible for:

•Past, current and future estimated medical expenses

•Time lost from work, including time spent going to medical appointments or therapy

•Any property that was damaged, such as your vehicle

•The cost of hiring someone to do household chores when you could not do them

•Any permanent disfigurement or disability

•Your emotional distress, including anxiety, depression, and any interference with your family relationships

•A change in your future earning ability due to the injury

•Any other costs that were a direct result of your injury

How Long Do I Have To File A Legal Claim?

In Indiana, you have two years to file a lawsuit against the person who injured you. If your lawyer has not been able to come to an agreement with any involved insurance companies, you will definitely want to file a lawsuit before the two-year statute of limitations runs out.